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Historical Usury Rates Archives

Usury refers to the lending of money at an interest rate in excess of the legal rate. Chapter 19.52 RCW contains the usury statute for Washington State. The role of the State Treasurer with regards to usury is to set the monthly usury rate (RCW 19.52.025). The rate is based on a formula provided in RCW 19.52.020(1). The usury rate is the higher of 1) twelve percent, or 2) four percentage points above the average bill rate for twenty-six week U.S. treasury bills. For a more complete description and what/how it is used please click on the following link to The Department of Financial Institutions (DFI).

http://www.dfi.wa.gov/consumers/interest_rates_guide.htm (DFI)

RCW 19.52 Click Here for the full Usury Statute

2012
2011
2010
2009
2008
2007
2006
2005
2004
January 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
February 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
March 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
April 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
May 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
June 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
July 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
August 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
September 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
October 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
November 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
December 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
2003
2002
2001
2000
1999
1998
1997
1996
1995
January 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
February 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
March 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
April 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
May 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
June 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
July 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
August 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
September 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
October 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
November 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
December 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00 12.00
  1994
1993
1992
1991
1990
1989
1988
1987
1986
January 12.00 12.00 12.00 12.00 12.00 12.73 12.00 12.00 -----
February 12.00 12.00 12.00 12.00 12.00 12.86 12.00 12.00 -----
March 12.00 12.00 12.00 12.00 12.15 13.04 12.00 12.00 -----
April 12.00 12.00 12.00 12.22 12.22 13.18 12.00 12.00 -----
May 12.00 12.00 12.00 12.00 12.24 13.38 12.00 12.00 -----
June 12.00 12.00 12.00 12.00 12.28 13.16 12.00 12.00 12.00
July 12.00 12.00 12.00 12.00 12.03 12.44 12.00 12.00 12.00
August 12.00 12.00 12.00 12.00 12.01 12.05 12.00 12.00 12.00
September 12.00 12.00 12.00 12.00 12.00 12.12 12.00 12.00 12.00
October 12.00 12.00 12.00 12.00 12.00 12.31 12.00 12.00 12.00
November 12.00 12.00 12.00 12.00 12.00 12.36 12.00 12.00 12.00
December 12.00 12.00 12.00 12.13 12.00 12.00 12.00 12.00 12.00