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Historical Usury Rates

Usury refers to the lending of money at an interest rate in excess of the legal rate. Chapter 19.52 RCW contains the usury statute for Washington State. The role of the State Treasurer with regards to usury is to set the monthly usury rate (RCW 19.52.025). The rate is based on a formula provided in RCW 19.52.020(1). The usury rate is the higher of 1) twelve percent, or 2) four percentage points above the average bill rate for twenty-six week U.S. treasury bills. For a more complete description and what/how it is used please click on the following link to The Department of Financial Institutions (DFI).

The Department of Financial Institutions (DFI).

RCW 19.52 Click Here for the full Usury Statute

2017
2016
2015
2014
2013
January 12.00 12.00 12.00 12.00 12.00
February 12.00 12.00 12.00 12.00 12.00
March 12.00 12.00 12.00 12.00 12.00
April 12.00 12.00 12.00 12.00 12.00
May 12.00 12.00 12.00 12.00 12.00
June 12.00 12.00 12.00 12.00
July 12.00 12.00 12.00 12.00
August 12.00 12.00 12.00 12.00
September 12.00 12.00 12.00 12.00
October 12.00 12.00 12.00 12.00
November 12.00 12.00 12.00 12.00
December 12.00 12.00 12.00 12.00

Historical Usury Rates Archive