skip navigation

For State Agencies

skip sub navigation

Left Navigation

Image of Mt. Rainier

Contact Us

Lesa Williams, ACH Program Coordinator
Phone: 360.902.8911 Email: lesa@tre.wa.gov

What is ACH?

Automated Clearing House (ACH) transactions are electronic payments commonly referred to as Direct Deposit and Automatic Debit. ACH is a low cost, safe and green payment method utilized by most state agencies to take advantage of economies of scale by processing transactions in batches rather than sending each payment separately. Agencies using ACH to collect payments see improved cash flow forecasting and may be able to reduce or redirect staff associated with check processing. Agencies using ACH to disburse payments also see a reduction in costs associated with producing warrants.

Since its inception in the early 1970's, ACH has not experienced a single recorded instance of an ACH payment being lost. In fiscal year 2011, over 6.4 million electronic transfers totaling over $49.3 billion were processed by the state through the Automated Clearing House. Using the ACH Network to disburse and collect state funds benefits the environment by reducing the number of resources used in the creation and transportation of paper checks including fossil fuels, trees, and water as well as a reduction in the production of greenhouse gasses.